Real judgements, distilled

Legal Case Shots

Court judgements broken down into the case type, how the decision played out, and the lesson worth remembering, with the full judgement available as a PDF.

Frequently asked questions

Is this suitable for use in legal research and court filings?+

Legal Case Shots is built to help you quickly identify and understand relevant precedent. For citation in pleadings or filings, always verify against the full judgment PDF and current citation format (e.g., 2026 INSC ___).

How is a "lesson learnt" different from the judgment's holding?+

The holding is what the court legally decided. The lesson learnt translates that into a practical takeaway: what a lawyer should factor into case strategy or client advice as a result of this precedent.

Is the full judgment available, or just a summary?+

Both. Each case shows a distilled summary (case type, key holding, and lesson learnt) and links to the full judgment as a PDF for when you need the complete text for research or citation.

Can I filter judgments by date or case type?+

Yes. Use Advanced Filters to narrow results by decision date and by practice area, including Constitutional Law, Criminal Law, Service & Administrative Law, Family Law, Civil Property & Inheritance, and Labour & Industrial Law.

Can I search judgments by a specific judge?+

Yes. You can filter judgments by the judge or bench that decided the case, which is useful for tracking how a particular judge has reasoned on similar issues across multiple rulings.

What is Legal Case Shots?+

Legal Case Shots is a searchable database of Supreme Court of India judgments, each broken down into the case type, the court's key holding, and a practical lesson learnt, with the full judgment available as a PDF for citation or deeper reading.

Service & Administrative LawSupreme Court of India

Jyotirmay Ray vs The Field General Manager, Punjab National Bank & Ors.

Civil Appeal · 2023 INSC 979Decided 6 Nov 2023
Civil Appeal No. 6611 of 2015
J.K. Maheshwari · K.V. Viswanathan

Background

The appellant, a bank Senior Manager, was compulsorily retired after a departmental inquiry into alleged irregularities in sanctioning loans. He did not challenge the retirement itself but sought his terminal benefits (leave encashment, the bank's contribution to his provident fund, and gratuity) which the bank withheld, citing an alleged loss of Rs.77.59 lakh caused by his conduct. A single judge of the High Court ordered payment of the provident fund contribution and gratuity with interest, but a Division Bench on appeal reversed this and upheld the forfeiture.

Decision Breakdown

The Supreme Court found that neither the chargesheet nor the enquiry report ever alleged or quantified any actual loss to the bank: the Board of Directors' resolution claiming a Rs.77.59 lakh loss was passed unilaterally, after the retirement order, and without giving the appellant any hearing, so it could not justify forfeiting the provident fund contribution under Rule 13 of the PF Trust Rules. On gratuity, the Court held that the Payment of Gratuity Act, 1972 overrides inconsistent service regulations, and under both the Act and the bank's own Circular No. 1563, gratuity can be withheld only for proven, quantified loss or for termination due to riotous conduct or a criminal offence involving moral turpitude: none of which applied to a compulsory retirement of this kind. It therefore restored the single judge's order directing payment of both the provident fund contribution and gratuity.

Lesson Learnt

An employer cannot withhold an employee's provident fund or gratuity based on a vague, unquantified, or after-the-fact claim of financial loss: the loss must be specifically alleged, proven, and put to the employee for a hearing, and gratuity in particular is protected by a statute that overrides conflicting service rules unless it falls within the Act's own narrow forfeiture grounds.

Jyotirmay Ray vs The Field General Manager, Punjab National Bank & Ors. – Legal Case Shots | LegalAware