Real judgements, distilled

Legal Case Shots

Court judgements broken down into the case type, how the decision played out, and the lesson worth remembering, with the full judgement available as a PDF.

Frequently asked questions

Is this suitable for use in legal research and court filings?+

Legal Case Shots is built to help you quickly identify and understand relevant precedent. For citation in pleadings or filings, always verify against the full judgment PDF and current citation format (e.g., 2026 INSC ___).

How is a "lesson learnt" different from the judgment's holding?+

The holding is what the court legally decided. The lesson learnt translates that into a practical takeaway: what a lawyer should factor into case strategy or client advice as a result of this precedent.

Is the full judgment available, or just a summary?+

Both. Each case shows a distilled summary (case type, key holding, and lesson learnt) and links to the full judgment as a PDF for when you need the complete text for research or citation.

Can I filter judgments by date or case type?+

Yes. Use Advanced Filters to narrow results by decision date and by practice area, including Constitutional Law, Criminal Law, Service & Administrative Law, Family Law, Civil Property & Inheritance, and Labour & Industrial Law.

Can I search judgments by a specific judge?+

Yes. You can filter judgments by the judge or bench that decided the case, which is useful for tracking how a particular judge has reasoned on similar issues across multiple rulings.

What is Legal Case Shots?+

Legal Case Shots is a searchable database of Supreme Court of India judgments, each broken down into the case type, the court's key holding, and a practical lesson learnt, with the full judgment available as a PDF for citation or deeper reading.

Banking & Debt Recovery LawSupreme Court of India

Punjab National Bank v. Atmanand Singh

Civil Appeal · 2020 INSC 387Decided 6 May 2020
Civil Appeal arising out of SLP (Civil) No. 11603 of 2017
Justice A.M. Khanwilkar · Justice Dinesh Maheshwari

Background

Atmanand Singh claimed he had deposited roughly Rs. 15 lakh (sale proceeds of his wife's gold jewellery, needed for his son's cancer treatment) with a Punjab National Bank branch in Bihar, which the bank allegedly misapplied to his small loan account instead, and that this was later acknowledged in a detailed 1990 settlement agreement. The Bank denied the deposit, the agreement, and the underlying enquiry ever took place, calling the documents forged: supported by affidavits from its own officials and even the District Magistrate who supposedly conducted the enquiry. Despite this dispute, the High Court (both the single judge and division bench) ordered the Bank to pay the claimed amount, treating the documents as too voluminous to be fabricated.

Decision Breakdown

The Supreme Court held that the High Court should never have entertained this as a writ petition in the first place, because the case turned entirely on sharply disputed facts, including the very existence and genuineness of the key agreement, which cannot properly be resolved without a full trial with oral evidence and cross-examination. It criticised the High Court for assuming the documents were genuine merely because they were voluminous, while ignoring sworn denials from bank officials and the District Magistrate himself. The Court set aside both High Court orders and dismissed the original writ petition, but left Atmanand Singh free to pursue his claim through a proper civil suit.

Lesson Learnt

Writ petitions under Article 226 are meant for straightforward, largely undisputed grievances against public authorities, not for resolving complex factual disputes like whether a disputed contract or document is genuine, which belong in a full civil trial where evidence can be tested.

Punjab National Bank v. Atmanand Singh – Legal Case Shots | LegalAware