S. Perumal v. K. Ambika & Anr.
Background
On 18.11.2009, a lorry driven rashly and negligently hit the appellant's two-wheeler from behind, causing multiple injuries including rib fractures. The Motor Accident Claims Tribunal, Namakkal, awarded only Rs.25,300/- compensation, accepting the insurer's doctor's view that the appellant suffered only minor injuries. The High Court of Madras upheld this low award, so the appellant approached the Supreme Court seeking enhancement.
Decision Breakdown
The Supreme Court held that the Tribunal and High Court wrongly discarded credible medical evidence (a radiologist's report and a treating doctor's 25% permanent disability certificate) merely because of a pleading technicality, when both hospitals involved were under the same management. Applying the principles from Raj Kumar v. Ajay Kumar and Govind Yadav v. New India Assurance for assessing injury compensation (covering medical expenses, loss of earnings, pain and suffering, and loss of amenities), the Court re-appreciated the evidence under Article 136 and found the claimant had indeed suffered a permanent 25% disability affecting his work as a poultry labourer. It enhanced the compensation from Rs.25,300/- to Rs.4,43,500/- with 9% interest, directing the insurer to deposit the balance within four weeks.
Lesson Learnt
Courts should not reject genuine medical evidence over minor pleading inconsistencies, especially when the underlying facts are not seriously disputed; accident victims are entitled to compensation that realistically reflects permanent disability and lost earning capacity, not just visible/documented injuries.