Sithara N.S. & Ors. vs. Sai Ram General Insurance Company Limited

Not available · 2025 INSC 1425Decided 12 Dec 2025
Not available
Justice Sanjay Karol · Justice Prashant Kumar Mishra

Background

Two young men, Sunil Singh (26) and Shivu (22), died after their motorcycle was allegedly hit by a canter lorry near Sugur village in Karnataka in August 2013. Their legal representatives filed separate compensation claims before the Motor Accident Claims Tribunal, relying on the FIR, post-mortem reports, and a chargesheet against the lorry driver. The Tribunal dismissed both claims, and the Karnataka High Court affirmed, holding that the claimants had failed to prove the offending vehicle was actually involved in the accident.

Decision Breakdown

The Supreme Court upheld the concurrent findings of the Tribunal and High Court, noting that interference under Article 136 with concurrent factual findings is warranted only where the appreciation of evidence is perverse or wholly unsatisfactory, which was not the case here. The witnesses gave contradictory and improbable testimony (including a claim that the driver voluntarily confessed and revealed both vehicles' registration numbers to strangers), the spot mahazar was prepared days after the accident with no eyewitness basis, and, most critically, the Motor Vehicle Inspector's report found no damage whatsoever on the alleged offending vehicle, which was inconsistent with a collision severe enough to kill two people. While the Court reaffirmed that the standard in motor accident cases is only "preponderance of probabilities" (not proof beyond reasonable doubt) and that omitting a vehicle's registration number from the FIR is not fatal by itself, the claimants here failed to establish the vehicle's involvement through cogent and reliable evidence taken as a whole. The appeals were dismissed with no order as to costs.

Lesson Learnt

Even under the relaxed "preponderance of probabilities" standard applicable to motor accident compensation claims, claimants must still produce credible, consistent evidence linking the specific vehicle to the accident: sympathy for a tragic loss cannot substitute for proof, and physical evidence like an inspector's damage report can decisively undercut an otherwise emotionally compelling claim.

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